I think you are confusing things. Drakebloods are the lowest MR, you can find the information in the races area in classes and races (this has always been a thing.). Drakebloods are not spell resistance characters, they are fighters with high charisma but can be bards/etc. You choose your race. The information is on the race page for MR/etc. I don't think we talked about races at all last time though.
The 35% is correct, but it is damage reduction of spells, not MR. It works with your MR rates. Maybe shell can give some MR in the future too. Aka if they deal 150 damage, remove 35% of that.
Like you said, even 16 wis Halfling can get eat up.
I don think I said that. 16 wis ling is a different story. 16 wis bard ling has a 50% resistance base, which is pretty high, and with 35% damage absorption you should be able to take down most spell casters. 16 wis on high MR races is a good amount. Not the best, but competitive amongst spell casters for sure.
Is there anyway to consolidate peoples abilities in to their CORE stats and making the less important ones..less important? THEN a stat re-allocation for us to fix our chars? But then that'd require them to all have specific roles etc, DPS, Tank, Healer/Support, or whatever. From what I understand we only have physical casters and magical casters right now.
All classes though have to deal with how they want to play it, you can't expect to be best at everything though. Druids and other spell classes also have this issue where they need to figure out what is best for them. They do just fine though overall. Again I am giving a re-allocation once we balance things.
I do want to take a look at bards though in the near future. I think alot of their songs can be adjusted now that there is a limited party count too. Requirements and balance is something you need to do. If you think that you should be able to max out all your stats or only have 2 important stats for example, then it ruins the game to me because all characters will be the same with their max'd important stats. It wouldn't be any fun. I think you think you need maximum everything, you don't. Most people stuffer from the same issues, but then we need to balance it one the average bard in stats in general.
edit: oh you deleted post